Whether you want to get a better rate and lower payments, get cash for home improvements, college education or consolidating debts, we are your local refinance specialists and have the perfect loan for you.
Basic Reverse Mortgage Information and Features - There are different types of reverse mortgages, generally speaking, they are similar in their general design. Here are some of the features.
Who Owns the Property? - You remain the owner of your home just like you would with standard amortizing mortgage financing. You still remain responsible for paying your taxes and insurance and making property repairs.
After the loan terms expire, you or your heirs must repay all of your cash advances plus interest. Reputable lenders don't want your house; they want repayment.
There's no obligation to apply and it only takes a few minutes to see if you qualify. Apply today.
How Much are Financing Fees? - The money you get from a reverse mortgage may be used to pay the various fees that are charged on the loan. This is called adding the "financing" fees to loan amount. The costs are added to your loan balance, and you pay them back plus interest when the loan term expires.
What Amounts Can I Expect? - The amount of money you can get depends most on the specific reverse mortgage plan or program you select. It also depends on the kind of cash advances you choose.
A Home Equity Line of Credit (HELOC) lets you borrow what you
need, when you need it. You use cash from your home's equity at
your convenience, and only pay for what you spend.
We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.
There are different types of reverse mortgages, generally speaking though, they are similar in their general design. Here you will find
some of the features plus answers to most questions people have.
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